LIQUIDITY RESERVE MANAGEMENT

Know Your Commitment Capacity

Your public portfolio (stocks, ETFs, bonds) funds your private commitments. Track both together to know: Can I commit $15M to this GP? AI-powered import from 100+ custodians.

The Blind Spot in Most Family Office Portfolios

The Disconnected Reality

You track private funds in one system, public holdings in another. When evaluating new commitments, you can't see:

  • True total portfolio exposure by sector
  • Combined liquidity across public + private
  • Blended portfolio performance metrics
  • Correlation between public/private holdings
  • Complete net worth view

The Nagare Approach

Unified view of your entire investment universe. Import public holdings, track alongside private funds, see the complete picture:

  • Total tech exposure (public AAPL + private VC funds)
  • Blended liquidity (public positions + PE distributions)
  • Complete portfolio TVPI/IRR calculations
  • Public benchmarks vs private fund performance
  • Single source of truth for entire net worth

Import from Any Custodian in 60 Seconds

Stop copying numbers from statements. Let AI do it.

📄

Upload Document

PDF, Excel, CSV, or screenshot from any custodian

🤖

AI Extraction

15-30 seconds • 99.3% accuracy • OCR error correction

Ready to Analyze

Holdings tracked, linked to funds, queryable via AI

Supported Custodians (100+)

Charles Schwab
Fidelity
Interactive Brokers
Morgan Stanley
Merrill Lynch
TD Ameritrade
Vanguard
E*TRADE
JP Morgan
Goldman Sachs

Don't see yours? AI learns new formats automatically.

Everything You Need to Track

Holdings

  • Stocks (US & international)
  • ETFs (equity, bond, commodity)
  • Mutual funds
  • Bonds (corporate, government, municipal)
  • Money market funds
  • Options & derivatives

Transactions

  • Buys & sells with cost basis
  • Dividends (cash & reinvested)
  • Interest payments
  • Capital gains (realized & unrealized)
  • Fees (management, transaction, custody)
  • Corporate actions (splits, mergers)

Performance

  • Time-weighted returns
  • Money-weighted returns (IRR)
  • Benchmark comparisons
  • Attribution analysis
  • Risk metrics (volatility, Sharpe, beta)
  • Tax lot tracking

Intelligence

  • Sector concentration analysis
  • Currency exposure tracking
  • Dividend yield forecasting
  • Rebalancing recommendations
  • Tax-loss harvesting opportunities
  • Correlation with private holdings

Public + Private = Complete Picture

"What's my total tech exposure?"

Public: $2.4M in AAPL, MSFT, GOOGL (18%). Private: $8.5M across 3 VC funds (22%). Total: $10.9M (20% of portfolio)—above your 15% target.

"When do I have liquidity?"

Public: $400K instantly liquidatable. Private: $1.2M distributions expected Q3 2026. Total liquidity: Plan around Q3 2026 for major commitments.

"How's my portfolio performing?"

Public: +12.4% YTD (vs S&P 500 +15.2%). Private: 1.8x TVPI, 22% IRR. Blended: 16.8% total portfolio return—on track for targets.

"Should I rebalance before this new PE commitment?"

Public equity is 35% of portfolio (target: 25%). Recommending $2M reduction in public tech before adding $5M PE commitment to maintain balance.

AI-Powered Import Features

🎯

99.3% Accuracy

Tested on 500+ real custodian statements. Extracts tickers, quantities, prices, and asset types with institutional-grade precision.

🔍

OCR Error Correction

Handles scanned PDFs and low-quality images. Automatically corrects common OCR mistakes (1→l, 0→O, S→5).

💱

Multi-Currency

Tracks holdings in USD, EUR, GBP, CHF, JPY, CAD, AUD, and 20+ more. Applies historical FX rates for accurate conversions.

📊

Transaction History

Extracts dividends, interest, capital gains, fees, and trades. Complete activity timeline—not just point-in-time positions.

📁

Any File Format

PDF, Excel, CSV, screenshots—even email forwards. AI adapts to any custodian format automatically.

💬

Instant Insights

Once imported, ask questions in plain English. Get instant answers to portfolio queries.

Real-World Use Cases

Family Office: $600M Total Portfolio

Tracks $150M public (stocks, bonds, ETFs) + $450M private (25 PE/VC funds)

Before:

2 separate systems. Blind spots on total sector exposure. Quarterly manual reconciliation took 8 hours.

After Nagare:

Upload Schwab/Fidelity statements monthly. AI extracts holdings in 2 minutes. Complete portfolio view instantly. Total tech exposure visible (public + private). Saved 90+ hours/year.

UHNW Individual: $80M Liquid + $120M Illiquid

Manages direct public equities + 12 private fund commitments

Before:

Couldn't answer 'Can I commit $10M to this new fund?' without rebuilding entire model. Took 2-3 days.

After Nagare:

Model impact in 30 seconds. See public liquidity ($80M instantly accessible) + private distributions ($12M next 18 months). Make commitment decisions confidently.

Multi-Family Office: 40 Client Portfolios

Each client has public holdings + private fund commitments

Before:

Each client in separate Excel files. No consolidated reporting. Impossible to benchmark clients against each other.

After Nagare:

Import all client portfolios via API. Consolidated views across clients. Benchmark performance. Identify best-performing allocation strategies. Share insights across family.

See Your Complete Portfolio Today

Import your public holdings in 60 seconds. View alongside private commitments. Make decisions with complete portfolio visibility.

Free import up to 100 holdings • No credit card required